One particular sweet spot in the program is booking Delta One flights through the Virgin Atlantic UK website (availability does not show on US site from US destinations). Membership auto-renews. Credit Card Combination Rewards Calculator. Other premium cards, such as the Hilton Honors American Express Aspire Card are harder to compare because they are cobranded cards that focus on providing high-end benefits and status to travelers within specific loyalty programs rather than premium perks that arent tied to a specific brand. There has been intense competition in the premium credit card space in recent years, as issuers continue to raise annual fees and add new perks such as food delivery and credits for ride-hailing services. Card Rating*: . Points must first be transferred to an Ultimate Rewards credit card that is capable of transferring points to partners. These redemption values typically require knowledge of the best transfer partners. The program has gone through several category changes since it was first introduced in June 2020, but it took it's hardest hit on January 1, 2023 when the value of the redemptions for featured categories on the Sapphire Reserve and Sapphire Preferred were lowered. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. View the current offers here. Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Reserve card. Adding authorized users will you $75 per additional user. In fact, the Sapphire Reserve was so successful from the moment it launched in 2016 (with an initial 100,000-point welcome bonus) that Chase temporarily ran out of the metal slabs needed to produce the cards. That's significantly better than the 1.25 to 1.5 cents you would get booking through the Chase Travel portal. Get 2 complimentary years of Lyft Pink All Access when activated by Dec 31, 2024a value of $199/year.3 This includes 10% off Lux rides, free Priority Pickup upgrades, discounts on bikeshare and more. The Pay Yourself Back feature allows you to redeem your points towards select purchases made to your Ink Business Preferred Credit Card. Since British Airways is part of the oneworld Alliance, you can use Avios on short-haul trips with oneworld partners such as American Airlines and Alaska Airlines. The eligible categories and redemption rate depend on the type of Chase card you have. The Chase Sapphire Preferred grants the ability to transfer points to Chase's travel partners. This is particularly great for trips between the US West Coast and Hawaii. That said, the Platinum Cards annual airline fee credit of up to $200 is much less flexible than the Sapphire Reserves $300 annual travel credit since you can only use the Platinums with one designated airline and only for specific ancillary fees. Enter different values or try again later. Short-haul flights internationally can also be useful if you plan on visiting multiple cities within a region. Build your own combo of credit cards and calculate both rewards per $1 spent and the overall cash value of the entire combination. The value you'll get out of some redemptions are based on which Chase-branded credit cards you have. If you have a Chase Sapphire Reserve Card, Chase Sapphire Preferred Card or Ink Business Preferred Card attached to your account, you can transfer your Chase Freedom Unlimited points to one of those cards and redeem points for 1.25 to 1.5 cents towards travel thanks to the point value Boost those cards offer. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits. This gives you slightly more value than the standard 1 cent redemption for cash back. If you're traveling to Europe and want to hit multiple destinations, Avios is the way to go. With great benefits comes great annual fees. Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. With 3 points per dollar on travel and dining categories, industry-leading travel protections, valuable Chase Ultimate Rewards points, and various perks, the Chase Sapphire Reserve is one of our best credit cards. Please review its terms, privacy and security policies to see how they apply to you. An example of data being processed may be a unique identifier stored in a cookie. Get your tickets to concerts and sporting events before they sell out. This is the best value you'll get out of the card if you don't own the Chase Sapphire Reserve, Chase Sapphire Preferred, or Ink Business Preferred. Chase has a wide description of what counts, How to maximize earning with the Chase Sapphire Reserve, complimentary Lyft Pink All Access membership, Citi / AAdvantage Executive World Elite Mastercard, book travel through the Chase travel portal, redeeming Chase Ultimate Rewards for maximum value, Best sweet spots with Chase Ultimate Rewards. Once the credit is exhausted, you'll then earn the 5X/10X bonuses on travel purchases. Using one point to get a discount off a purchase is a value that can't be beat. Chase Sapphire Preferred vs. Chase Sapphire Reserve: Which card is right for you? It becomes its own entity once added to the calculator and can be removed independent of the card that added it. For example, the Fairfield Inn & Suites Chillicothe is a very nice Category 2 hotel that I've stayed in a few times. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Reserve. Virgin Atlantic offers great redemption value on one-way flights flying from US West Coast to Asia and US East Coast to Europe. For cash back redemptions, 100 points will equal $1. Ultimate Rewards points are valued at 1 cent per point when redeemed for cash back or gift cards. If you want to be more specific, you can specify domestic or international spend. The Chase Sapphire Reserve allows you to redeem each point at 1.5 cents each toward travel, compared to 1.25 cents each with the Preferred. You can also use the popular Pay Yourself Back feature with select Chase-branded cards. And it recently launched an elevated sign-up bonus of 80,000 points after you spend $4,000 on purchases in the first three months from account opening. Chase point transfers to hotel partners can give you anywhere between 0.6 and 2.1 cents per point on average. Points earned with the card are worth 1 cent each on average. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. Get a list of the best cards based on your business expenses. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. Earn 10X total points on Chase Dining purchases with Ultimate Rewards. Clicking on Add Selected Card will add it to the calculator. !-- Scripts --> Skip the trip and have your groceries delivered to your doorstep with 1 year of complimentary Instacart+.13 In addition, Instacart+ members earn up to $15 in statement credits each month through July 2024.14 Membership auto-renews. Put money back into your business. This means having certain cards will make it easier to obtain higher value. All Rights Reserved. Chase Freedom Points cannot be transferred directly to Chase's airline and hotel partners. Check here before booking an award fare. Explore the extraordinary lineup of experiencesincluding culinary, sports, music and entertainment. Using this benefit, you'll be able to redeem Ultimate Rewards Points for 1.1 to 1.5 cents in value depending on the card you have and the category of the purchase. That same flight through Delta is a whopping 210,000 Delta SkyMiles plus the same $55.25 in taxes. The Sapphire Reserves most natural competitors, besides the Chase Sapphire Preferred, are other premium cards like The Platinum Card from American Express. The Ink Business Cash Credit Card is a cash back credit card, so redeeming points for a value of 1 cent each is the standard redemption value. The word "Insider". We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. Theres so much more to make yourstop benefits, offers and experiences for Sapphire Reserve cardmembers. 31, 2023.17. Create an account on chase.com and download the Chase Mobile app25 to check account and points balances, pay bills and more. Terms apply. Learn More about the Chase Ink Business Cash Credit Card. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. As a holder of the Chase Sapphire Preferred or the Chase Ink Business Preferred Credit Card, each point is worth 1.25 cents (so a $100 hotel room would only cost 8,000 points). Outside of travel, Ultimate Rewards Points can be used for cash back as well as for purchases with Amazon and Apple. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Finally, its worth noting that the Amex Platinum has added a slew of additional lifestyle perks over the last few years including a monthly digital entertainment credit, a monthly credit for Walmart+ and an annual credit for Clear membership. Designated trademarks and brands are the property of their respective owners. This is a great alternative if you can't find good value through the Chase Ultimate Rewards travel portal. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. Grow your points balance by using your card as the primary payment method for: Use points toward your next getawaytheyre worth 50% more when you redeem them for travel through Chase Ultimate Rewards. The Point Calculator is owned by RF3 LLC. Get your statement online. Chase Sapphire Reserve cardholders can get a value of 1.5 cents per point when redeeming points for travel through Chase. It indicates, "Click to perform a search". This gives you a chance to redeem your points for high value towards airfare and hotel bookings which can be great for lowering travel expenses. Beyond that, the $300 travel credit effectively brings the true cards annual fee down from $550 to $250. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. Log in to Ultimate Rewards to access the special car rental privileges section of your travel benefits page to book with your card. This site is informational and meant to provide help in calculating points with various programs. Pay Yourself Back redemptions were changed from 1.5 to 1.25 cents per point in value with the Chase Sapphire Reserve and from 1.25 to 1 cent per point in value on the Chase Sapphire Preferred (charities not included). The Chase Sapphire Reserve doesnt offer quite as many perks as The Platinum Card from American Express, but partnerships with providers like DoorDash and Lyft can appeal to a wide range of travelers. Plus, as mentioned earlier, when you factor in the $300 in travel you get each year as a perk, the annual fee is really only $250, because its not hard for most travelers to spend $300 a year on airfare, hotels, car rentals or other travel expenses. Maximize your reward earning potential by adding an authorized user to your account.26. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. Points must first be transferred to an Ultimate Rewards credit card that is capable of transferring points to partners. Even with its annual fee, the Chase Sapphire Reserve is a great card for most travelers. Receive up to $300 in statement credits as reimbursements for travel purchases charged to your Chase Sapphire Reserve card each account anniversary year. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. Any link you click on in the details will open up in a new tab, so you will not lose your calculations. Earn $200 cash back after you spend $500 on the card within the first 3 months from account opening. For example, I found a one-way flight on Delta One from New York (JFK) to Amsterdam (AMS) for 100,000 Virgin Points plus $55.25 in taxes searching the Virgin Atlantic UK website. Departing for your destination is more relaxing with access to more than 1,300 lounges in 600+ cities around the world, after a one-time enrollment in Priority Pass Select.20. If you want excellent value with little to no research, transferring your points to the World of Hyatt program is the route to take. With a value of 2 cents apiece for Ultimate Rewards points (according to TPG valuations), the current 80,000-point bonus on the Sapphire Reserve is worth $1,600. Amazon's Shop With Points program allows you to use points from various rewards programs to pay for your purchases on the Amazon website. 2023 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. While the difference of 0.25 cents per point may not seem like a lot, it quickly adds up. Zero Liability Protection means you wont be held responsible for unauthorized charges made with your card or account information. Ultimate Rewards Points earned with the Chase Sapphire Reserve Card have an average value of 1.5 cents each. Once you factor in the $300 travel credit, the annual fee difference between the two cards is $155 ($250 versus $95). You can transfer points to Chase's airline and hotel partners for a chance at higher value. This means there's no need to re-enter spend when jumping to other credit card pages on the site. According to TPGs valuation, this sign-up bonus is worth up to $1,388. Points & Miles Transfer Partner Calculator Tool, Get Pre-Qualified Offers With No Impact To Your Credit Using CardMatch, Capital One Venture X Rewards Credit Card, View All Top Partner Offers For January 2023, Redeeming points for travel through Chase Ultimate Rewards, 1-to-1 transfer partner of all major credit card rewards programs, values Hyatt Points at a (generous) 1.8 cents each, values Marriott Bonvoy Points at 0.7 cents, Point transfers to airline and hotel partners, Booking travel through Chase Ultimate Rewards, Gas Stations, Grocery Stores, and the card's Annual Fee, Chase Sapphire Preferred, Chase Freedom, Chase Freedom Flex, Freedom Unlimited, Chase Ink Business Preferred and Ink Plus, Internet, cable, phone services, and shipping, Ink Business Cash Credit Card, Ink Business Unlimited Credit Card, Travel through Chase Ultimate Rewards with other Chase-branded credit cards. Ultimate Rewards Points earned with the Chase Sapphire Reserve can be transferred at a 1:1 ratio to 13 travel partners. While most Hyatt properties offer exceptional value, there are still chances in which you can get lower value. Whether you need help booking travel or modifying a reservation on Ultimate Rewards, count on the full-service support of the Chase Travel Team. Points earned with the Chase Sapphire Reserve are worth 1.5 cents on average meaning that 10,000 points would be worth $150. advantage of your Sapphire benefits. If you're looking to use rewards towards free nights at hotels, these are the best cards for you. How much do you spend on business expenses each month? Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners). Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Get 50% more value when you redeem your . This isn't the best redemption for Ultimate Rewards Points earned with Sapphire cards, but it's a decent option if you need cash back in a pinch. With the Chase Sapphire Reserve, you'll earn 3x points on travel worldwide (excluding purchases covered by the $300 travel credit), along with 3x points on dining at restaurants worldwide. Cash back is one of the most flexible form of rewards and most easy to understand. Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. Redeem your points for statement credits, gift cards or choose from other flexible ways to make your points work for you. Enjoy special benefits such as complimentary room upgrades, early check-in, late check-out, and more when you book your stays at top hotels and resorts worldwide through The Luxury Hotel & Resort Collection. Here are the details: One of the biggest benefits of the card is the $300 annual travel credit. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. If you have an Ultimate Rewards credit card, this will not the best use of points. This includes any kind of new account and not just new credit card accounts. From private jets to Walmart credits: What has Amex done to my beloved Platinum card? In my opinion, the amount of value you can get out of the Chase Sapphire Reserve far exceeds the cost of $550 per year especially if you travel at least a few times per year. As a Chase Sapphire Reserve cardholder, you'll receive complimentary Priority Pass Select membership. Some of these cards also offer lower interest rates and balance transfer offers. Sign in to view your account, access exclusive content and take Points must first be transferred to an Ultimate Rewards credit card that is capable of transferring points to partners. And while Capital One has great transfer partners, there is still room for improvement when compared to Chase. Learn More about the Chase Freedom Unlimited. Why redeem your points with Amazon when you can easily get 1 cent in value redeeming them for cash back you can use toward Amazon? This is what gives the Chase Ultimate Rewards program the upper hand when it comes to easy and simple redemptions that offer great value. The Reserve offers a 1.5x boost on points redeemed for travel, making . Get up close to the court or the stage. Once you select a card, you'll be shown the details of the card. When you take to the air or hit the road, we make security a priority. Our points-obsessed staff uses a plethora of credit cards on a daily basis. You have the ability to change it. The Ink Business Preferred Credit Card offers the ability to transfer your points to Chase's airline and hotel partners. Promotion runs through December 31, 2023. In addition, authorized users receive a Priority Pass Select membership of their own. This website does not include all card companies or all card offers available in the marketplace. The Chase Ultimate Rewards travel portal is the easiest redemption option when it comes to getting great value out of your Ultimate Rewards Points. You'll also get a wide range of benefits, including: 10x points on Lyft rides (through March 2022) 3x points on travel (excluding $300 travel credit, below) and dining worldwide. Enjoy the flexibility of booking airfare, hotels and car rentals through Ultimate Rewards or transfer points to other travel programs. Rewards earned are worth face value and they can be used towards almost anything. Chase Sapphire Reserve Ultimate Rewards points earned with the Chase Sapphire Reserve can be redeemed for a value of 1.5 cents each towards travel booked through Chase Ultimate Rewards. The Point Calculator values Marriott Bonvoy Points at 0.7 cents, but it's possible to get significantly high value with some research. Chase Ultimate Rewards travel portal: 1.5 cents The Chase Sapphire Reserve offers a 50% boost to the value of Ultimate Rewards Points when redeeming them through the Chase Travel portal. Besides the welcome bonus, the bonus earning categories will also help build your Ultimate Rewards account. If you've opened up more than 5 new accounts in the last 24 months, it may be hard to get approved for the Chase Sapphire Reserve and other Chase credit cards. So, for example, you could redeem 1 Ultimate Rewards Point for $30 off and pay the remainder of the balance with your credit card. highest publicly-available bonus we've seen in over five years, most-recommended first rewards credit card. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website. Youll also earn 5 points per dollar on prepaid hotels booked with American Express Travel. Terms apply. Cardholders also receive a complimentary Lyft Pink All Access membership for two years, worth up to $199 annually. We help safeguard your credit card purchases using sophisticated fraud monitoring. When it comes to earning rates, the Venture X also incentivizes cardholders to book travel through its portal, with identical earning rates to the Sapphire Reserve (10 miles per dollar on hotels and car rentals, and 5 miles per dollar on flights booked with Capital One Travel). If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. Out of all available redemption options, redeeming your Ultimate Rewards Points for travel will typically give you the best value. This means that 10,000 points would be equal to $110 in value which is more than the average value of $100 when redeemed for cash back. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards. Points can be transferred to partners using the following Chase-branded credit cards: Points earned with Chase's cash back credit cards cannot be transferred directly to Chase's travel partners. Luckily, many credit cards waive foreign transaction fees which is great if you're looking to earn rewards on international spending and travel. The Chase Freedom Unlimited is a cash back credit card that earns Unlimited Rewards points. Earn points as you seek out new destinations. Related: Best sweet spots with Chase Ultimate Rewards. Simply call the number on the back of your card. Calculate the value and find out the best redemption options. Step 1: Link Your Chase Ultimate Rewards Accounts Together. Here are some of the protection services built into your Sapphire Reserve card benefits. You can calculate the cash value of the Chase Sapphire Reserve alongside up to two other credit cards from any issuer. And while the Sapphire Reserve charges $75 per authorized user, the Venture X allows for four authorized users at no additional cost and gives those travelers a slew of perks. This means you can use transfer credit card points from American Express Membership Rewards, Citi ThankYou Rewards, and Capital One Venture & Spark Rewards as well. Chase Ultimate Rewards Points are worth anywhere from 1 to 2 cents each. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending. Points & Miles Transfer Partner Calculator Tool. Theres also the Citi Prestige Card though its no longer open to new applicants. Put money back into your business by earning cash back, points, or miles on business expenses. The Chase Sapphire Reserve is one of the best premium travel cards in the market. If you have at least one Ultimate Rewards credit card, I highly recommend pairing them with Chase's cash back credit cards to maximize your spend. Chase did add a new redemption option in 2020 with the Pay Yourself Back program. These suites are the definition of luxury and can provide you with one of the best airline travel experiences. Add a credit card to compare side by side based on spend, benefits and fees. You can get 1.25 to 1.5 cents per point if you transfer those points to a Chase Sapphire Reserve Card, Chase Sapphire Preferred Card or Ink Business Preferred Card. The Chase Sapphire Reserve is one of the best rewards credit cards of all time. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0150 (one and a half cents), which means that 100 points equals $1.50 in redemption value, and points are worth 50% more than if redeemed for cash. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.23 Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. Some card offers that appear on this site are from companies from which this website receives compensation. Si tiene alguna pregunta, por favor llame al nmero indicado en el reverso de su tarjeta. "@type": "WebPage", More specifically: When you redeem for travel through the Chase Ultimate Rewards travel portal, the Chase Sapphire Reserve value is 1.5 cents per point. Find The Best Business Credit Cards Based On Your Monthly Expenses. The Chase Sapphire Reserve grants you the ability to transfer Ultimate Rewards Points to Chase's airline and hotel partners. Learn more about the card benefits in our detailed guide. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Chase Ultimate Rewards points are worth at least 1 cent per point in value that's the baseline rate at which you can cash out points for a statement credit. Enter total amount of authorized users. Chase Sapphire Preferred points are worth 1.25 cents apiece when redeemed for Ultimate Rewards travel, or you could get 1.5 cents per $1 point in value from Chase Sapphire Reserve. That offer is valid through Dec. 31, 2023. Get reimbursed for up to $300 in travel purchases you make with your Sapphire Reserve card1 each year. If you have the Chase Sapphire Reserve, your points are worth 1.5 cents each toward travel redemptions through the portal. While the Venture X is a great pick for a premium travel card, there are certain limitations to this lower annual fee card. Book a hotel, make the most of airfare, hail rides around town and more. The Ink Business Unlimited Credit Card is a cash back credit card, so redeeming points for a value of 1 cent each is the standard redemption value. Chase Sapphire Reserve points are worth up to 1.5 cents apiece, depending on how you redeem them. You can be reimbursed for eligible items that the store wont take back within 90 days of purchase, up to $500 per item, $1,000 per year.21, Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.21. So transferring 100,000 Ultimate Rewards Points to Virgin Atlantic and redeeming them for this flight would give your points a fantastic value of 3.29 cents each. In addition, youll receive $5 per month in DoorDash credits that roll over two months before expiring, meaning you can save up to $15 to use all at once before expiration. This website does not include all card companies or all card offers available in the marketplace. The JetBlue Plus Card is a co-branded credit card that earns JetBlue Points directly on all purchases. A 5-night stay at this hotel would cost 52,500 points or $890 ($178 per night w/ taxes and fees). Like many other premium cards, the Sapphire Reserve will reimburse you when you charge the application fee for Global Entry or TSA PreCheck to the card. Chase Sapphire Preferred Card Search for categories and click 'Add Category' to add it to the calculator. A magnifying glass. As with most flexible travel rewards, there are transfer partners that are better than others. They are for illustrative purposes only. Earn 3X points on other travel worldwide after the first $300 is spent on travel purchases annually. Redeem Chase points regularly. This benefit requires a one-time enrollment. This website is an independent, advertising-supported comparison service. The card details on this page have not been reviewed or provided by the card issuer. Apply now: Chase Sapphire Reserve with an 80,000-point bonus. These cards are part of the same family and generally earn the same type of rewards. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Calculate the transfer of points and miles between airline, hotel, and credit card rewards programs. The Chase Sapphire Reserve has historically offered new cardholders 60,000 bonus points after they meet a spending requirement.
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